Destinations

Colombia Migrante (M) Retirement / Pension Visa — 3x Colombian minimum wage (~$1,000 USD/month) — among the lowest globally, 3 years (renewable), PR after 5 years validity, Colombian resident if 183+ days; progressive 0-39%.

Argentina Rentista Visa — $2,000 USD/month passive income (or equivalent ARS), 1 year renewable; PR after 3 years; citizenship after 2 years (one of world’s fastest) validity, Argentine tax residency triggered at 12+ months; 27% top rate but inflation-related complications.

10 best EU retirement destinations 2026 ranked by income threshold, tax, and quality of life. Verified against 2026 official sources.

Switzerland L Permit (short-term) and B Permit (annual residence) — No fixed nomad/freelance category — must be sponsored by employer or qualify under highly-skilled / investor routes, L = up to 1 year, B = 1 year renewable, C (PR) after 5-10 years validity, Cantonal — varies wildly (Zug 11%, Geneva 35%+).

Belgium Professional Card (Self-Employed Permit) — No fixed minimum — must demonstrate viable business + reserves €10K+, 2 years (renewable), PR after 5 years validity, Progressive 25-50% + social security ~21%.

Netherlands DAFT Visa (Dutch-American Friendship Treaty) — €4,500 investment in Dutch business (sole trader / BV), 2 years (renewable indefinitely) validity, Box 1 progressive 36.97-49.5%; 30% ruling possible for highly-skilled.

Norway Independent Contractor (Self-Employed) Permit — NOK 35,719/month (~€3,100) — tracks Norwegian minimum wage, 2 years (renewable) validity, Progressive 22-39.6%; Norway is high-tax.

Lithuania Self-Employed Residence Permit — Average Lithuanian wage proof ~€2,114/month, 1 year (renewable), PR after 5 years validity, 15% flat tax (sole trader option) or 20% personal income.