FBAR + FATCA for US expats 2026: what you must file, when, and the penalties for getting it wrong
FBAR and FATCA aren’t the same — and missing either can cost up to $10K/year in penalties. Here’s the 2026 guide for US expats with foreign accounts.
Banking, currency, transfers, and how not to lose money to fees abroad.
FBAR and FATCA aren’t the same — and missing either can cost up to $10K/year in penalties. Here’s the 2026 guide for US expats with foreign accounts.
FEIE 2026 lets US expats exclude up to $130,000 of foreign earned income from US tax. Here’s how to qualify, file Form 2555, and avoid the most common mistakes.
Head-to-head 2026 — Wise, Revolut, Mercury, Charles Schwab for nomads. Fees, FX rates, ATM withdrawals, business accounts compared.
10 best Asia-Pacific retirement countries ranked — Thailand, Malaysia MM2H, Philippines SRRV, Cambodia, Vietnam, Sri Lanka, Japan, Taiwan, NZ, Australia. Verified 2026.
Sri Lanka Long-Stay Visit Visa + My Dream Home Visa — Long-Stay Visit: case-by-case; My Dream Home: $15,000+ annual deposit, Long-Stay 1 year (renewable); My Dream Home 2 years renewable validity, Sri Lankan resident if 183+ days; foreign income exempt for non-Sri Lankan-source.
Cambodia ER (Retirement) Class Visa — No fixed income — typically $1,200+/month demonstrable, 6 months, 1 year, 2 years (renewable indefinitely) validity, Cambodian resident if 182+ days; foreign-source income generally not taxed.
Philippines Special Resident Retiree Visa (SRRV) — $10,000-$50,000 deposit depending on tier (age + pension status), Permanent multiple-entry (no expiry) validity, Philippine resident if 180+ days; territorial-style for foreign-source pension income.
Malaysia Malaysia My Second Home (MM2H) — RM 1.5M (~$320K USD) liquid + RM 40K/month income (~$8,500), 5 years (renewable indefinitely) validity, Foreign income exempt; Malaysian-source taxed.
10 best Latin American retirement countries ranked — Panama, Costa Rica, Mexico, Colombia, Argentina, Ecuador, Uruguay, Belize, Paraguay, Peru. Verified 2026 detail.
Mexico Permanent Resident (Residente Permanente) — $5,000 USD/month income OR $200,000 USD savings, Indefinite (lifetime PR) validity, Mexican resident if 183+ days OR if main home in Mexico; progressive 1.92-35%.
Peru Rentista Visa — $1,000 USD/month passive income, 1-year residence renewable; PR after 3 years validity, Peruvian resident if 183+ days; foreign source taxable but with credits.
Guatemala Rentista Residency — $1,250 USD/month for 5 years documentable, Temporary 2 years, permanent after 5 validity, Territorial — foreign income exempt.
New visa changes, the toolkit pick of the week, one country deep-dive. No fluff. Unsubscribe in one click.
You’re in. We’ll be in touch on Thursday.